Brighton Consumer Service

How It Works?

BCS makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you.

Fico Scores:

Get the right score for your credit goals
FICO® Scores are the only credit score used by 90% of top lenders. Other credit scores can vary as much as 100 points. Knowing your FICO Scores helps you apply for loans with confidence and avoid surprises.
We provide FICO Scores based on your Experian, TransUnion and Equifax reports. When you apply for credit, lenders may use one or more of these bureaus.
Your graphics should capture the attention of those who see them and communicate the right message. For this, you need to have a creative flair and a strong ability to translate requirements into design. If you can communicate well and work methodically as part of a team, we’d like to meet you.
The goal is to inspire and attract the target audience.

Credit Reports:

Check Your 3-Bureau Credit Report

  • We provide full credit reports, with details about your accounts and inquiries along with any collections and public records.
  • With our 3-bureau reports, you can view a side-by-side comparison of your information from Experian, TransUnion and Equifax.
  • This helps you spot errors and understand score differences.
  • Reviewing and fixing errors in your credit report may have a significant impact on your credit score.
  • Our regular updates help you keep your credit report accurate.

Credit Monitoring:

  • Stay on top of changes to your credit
  • We constantly monitor your credit files at Experian, TransUnion and Equifax and notify you of important changes, such as inquiries, new accounts, address changes, late payments and more.
  • Monitoring your credit helps you prepare for a loan, understand how credit works and detect early signs of fraud

  • Stay on top of changes to your credit
  • We constantly monitor your credit files at Experian, TransUnion and Equifax and notify you of important changes, such as inquiries, new accounts, address changes, late payments and more.
  • Monitoring your credit helps you prepare for a loan, understand how credit works and detect early signs of fraud

FICO Score Monitoring :

  • Get FICO Score updates
  • We notify you of monitored changes to your FICO Score. With every credit monitoring alert, we include your current FICO Score (version 8). Score monitoring helps you see how credit changes affect your score.
  • With our score history graph, you can track your score progress as you work towards your goal.

Identity Monitoring :

  • Detect threats to your identity
  • We scan and alert you to potential threats to your identity with advanced identity theft monitoring. We constantly scan thousands of websites, chat rooms and other Internet databases for the buying, selling or trading of your personal information, and alert you if your information is discovered.
  • We also search public records for other possible signs of identity theft like new names or addresses tied to your Social Security number.

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